Agreement to these terms
Last updated: September 17, 2026
These Terms of Use govern your use of the Bizdoctr Management Services website and any digital resource purchased through it. By using the website or purchasing a resource, you agree to these terms and the Refund Policy. Use the site only if you are able to enter into a binding agreement where you live.
Digital resources and personal use
Bizdoctr provides digital PDF guides, self-paced courses, and related learning materials. When you purchase a resource, you receive a limited, personal, non-transferable right to use it for your own learning. You may not resell, reproduce, republish, redistribute, share, or make the resource available to anyone else without prior written permission from Bizdoctr.
Prices, availability, and checkout
Prices are displayed in Nigerian Naira (NGN). USD figures shown in the library are estimates for reference only; the amount presented at the applicable checkout is the amount that controls. Product details, prices, and availability may change, and Bizdoctr may correct clear listing errors where permitted by law.
Some resources direct you to a third-party checkout. That provider's terms and privacy practices apply to the transaction you complete there.
Educational scope
Bizdoctr resources provide general educational information. They are not individualized legal, tax, financial, investment, real-estate, brokerage, or other professional advice. You are responsible for decisions you make using the resources and should seek qualified advice for your circumstances. Bizdoctr does not guarantee a particular outcome from using any resource.
Acceptable use
Do not misuse the website, attempt unauthorized access, interfere with its operation, infringe intellectual-property rights, or use the site or resources in violation of applicable law or these terms.
Website changes and third-party services
We may update, change, suspend, or discontinue parts of the website or resource library. Links to third-party services are provided for convenience; Bizdoctr is not responsible for their content, availability, or practices.
Your rights and questions
Nothing in these terms limits consumer rights that cannot legally be limited. We may update these terms in the future, and will update the date above when we do. Questions about these terms can be sent to info@bizdoctr.online.